Health insurance can help pay for psychotherapy, but benefits are usually limited.

Policy Limits
Please check your insurance coverage carefully by asking these questions:

  • Do I have mental health benefits?
  • What is my deductible and has it been met?
  • How many sessions per calendar year does my plan cover?
  • How much does my plan cover for an out-of-network provider?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?

Provider Status

  • I am an out-of-network provider for most insurance companies. If you utilize insurance, payment is requested at the time of service, and pursuing reimbursement is your responsibility.
  • I can provide a statement for you to submit for reimbursement. Please confirm your plan’s reimbursement policy prior to your first appointment.

Confidentiality

  • Please be aware that using insurance involves an inherent breach of your confidentiality, as insurance companies require access to your personal health record. I cannot prevent this information from being shared with other individuals or insurance companies.
  • With self-pay, your confidentiality is protected, and decisions about therapy are not limited by your insurance company.
  • Insurance companies require a mental health diagnosis, which is entered in your personal health record.
  • With self-pay, no mental health diagnosis is required or added to your permanent record.

Mental Health Diagnosis

  • Please know that Insurance companies require a mental health diagnosis, which is entered in your permanent health record.
  • With private pay, the details of your mental health treatment remain confidential.